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How to be happy – some tips to start this FY with a smile

How to be happy – some tips to start this FY with a smile

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CPW Newsletter:

How to Be Happy

Some Tips to Start This Financial Year with a Smile

Start this new financial year with a smile on your face and happiness in your heart!

Read on to discover why now is the right time to make some changes to your lifestyle and how you can help yourself to achieve a happier state of mind, and a sense of well-being that really lasts.

Get Your Financial Affairs in Order

Whether or not your finances need a lot of attention, put some time aside to formulate a budget for the year ahead. Make a list of all your incomings and outgoings so you have a clear idea of what money you have for your leisure or recreational pursuits. Remember, if you are lodging your own tax return, it will be due by 31 October 2016. When you know exactly where you stand with bills, loans, and essential expenses, you can make a plan for the year ahead.

Plan Some Days Out

Ask yourself what holidays, breaks or excursions you can afford to take, where do you really want to go this year, what are your priorities, and who do you want to make time to see? Now is a great time to open an account and set up a direct debit to save some holiday cash. Even if you can only afford $50 or $100 a month, you will still have enough for a great family day out at a zoo, water, or theme park once a year.

Think Positive

According to WebMD, psychologists who study happiness believe we can nurture happiness by choosing not to feel negative emotions and instead fostering positive feelings and actions. So, once you know what you can afford, you can work with that in a positive way rather than dwelling on what you can’t afford to do. Plan some downtime so when things are tough you have something to look forward to, even if it’s a walk around the park, a swim at the beach, or a bike ride with a loved one.

Reach Out to Friends

If you know you are not going to be able to afford a holiday this year, focus on other opportunities. Friends are crucial to our happiness – so get hold of a calendar or diary, put some time aside for people that make you laugh and let you be yourself, and send some messages and emails to make arrangements.

Invest in Your Mental and Physical Health

Investing in your health is not just about joining a gym or losing weight. It is also about your mental wellbeing and recognising how stress affects you and how you can control it. Consider yoga, meditation, aromatherapy, or massage. Take the ‘’Skills-based Happiness Quiz’’ to measure your happiness skills or habits and learn how to become happier.

Get Involved With Meaningful Tasks

According to WebMD, when your mind is absorbed in a meaningful and challenging task you will feel happier. Get online and find out how to get involved with activities and volunteering projects that you feel passionate about. Depending on what interests you, check out websites and social networking sites for ideas. Consider joining a group or an educational course, such as a book review club, a language class, pottery making, martial arts, or oil painting. You’re never too old to learn something new and now you have the perfect excuse to take up a hobby or interest – you’re doing it to invest in your happiness!

Anthony Walker
Principal Advisor

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Cambridge Private Wealth Pty Ltd (ACN 607 806 244), Authorised Representative and Credit Representative of Charter Financial Planning, Australian Financial Services Licensee and Australian Credit Licensee.

General Advice Warning – This newsletter contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider you financial situation and needs before making any decisions based on this information.