Growing your super during your working years, is meant to set you up for years of retirement. However, with complex rules that can change as often as governments do, specialist knowledge is often needed to ensure you are maximising your potential to accumulate your retirement wealth.

We have the expertise to ensure you are taking full advantage of the superannuation contributions that are available to you.

Ensuring you and your family are financially secure is of paramount importance. Protecting your family’s wealth is just as crucial as building it.

We can help you estimate what your financial needs would be to prepare for the unimaginable; in the event of death, permanent disablement, traumatic illness or injury, or if you are unable to work for a period of time due to ill health. We can offer solutions to ensure you are fully insured… just in case

At the core of all superannuation, retirement and managed funds are financial securities. It is crucial that your financial adviser has an expert knowledge in the areas of direct shares, managed funds as well as some other less common, but very effective types of securities, such as listed investment companies (LICs), exchange traded funds (ETFs) and hedge funds.

Finding the right mix of these types of investments, is an important step when building a financial plan for you.

Retirement can be an exciting prospect; it means you’ll finally be able to have the lifestyle that you have been working most of your life for. However, it can also be a nervous time. You may find yourself asking questions such as, will I have enough money to last my lifetime? Or, how much income will I need to live off? Ensuring that you are on track to meet your desired retirement lifestyle can depend on steps you put in place in the years leading up to retirement.

If you have a larger superannuation balance, and you are looking to have more control over how your money is invested; you might want to consider a Self-Managed Super Fund (SMSF).

Managing your own super fund allows you access to a wider range of types of investments, such as shares, directly held investments and even direct property. You can pool your funds with up to three other family members or friends to strengthen your investment power.

They say that two things are inevitable: death and taxes.

Just like living a healthy lifestyle can delay death, structuring your financial situation appropriately, can help your money work more effectively for you.

Our advisers, are highly qualified in identifying opportunities to optimise your tax position now and into the future.